Selling Reno And Sparks Real Estate Blog: January 2010

Don't Show Your Home to Strangers Without an Appointment

If you are a home owner and are thinking of selling your home or if you are already selling, please read this article. It is a very important reminder that your safety should always come first. "Don't show your home to strangers without an appointment!" It is the same thing we teach our children from the moment they begin to walk; "Don't talk to strangers!"

Via J. Philip Faranda (J. Philip LLC) Westchester County NY:

The other day a seller client told me that she showed her home to strangers off the street who knocked on her door and expressed interest in seeing the place without an appointment. She accommodated them. We don't know who they are, or even if they were qualified to buy. She just hoped they might be the ones. I told her to never do this again. Call me a suspicious New Yorker, but the risks outweigh the opportunity when you show you home to strangers with no appointment.  

Prior to scheduling a showing, we verify the credentials of showing agents, their contact information, and their licensure. Nobody gets an appointment without verification. If it is our own buyer, we verify their identity and their financial qualifications. Otherwise, I might as well have a hitchhiker in my car. To not take these measures I expose my firm to severe liability and clients to undue risk. 

What can go wrong by letting strangers into your home without a proper appointment? Plenty.

  • Theft
  • Violence
  • Vandalism
  • "Staking the place out" for future theft
  • Identity theft
That last point is a new one, but once someone can get a bill or some other personal item off your kitchen table you have the seeds of a far bigger problem than a stolen necklace. 

People who can't set up an appointment and insist on dealing directly with the owner of a listed property may not have a screw lose, but they are trying to pursue a fallacious angle, namely that bypassing the agent gives them an advantage. The bottom line is that while they may not hit you over the head, they are almost certainly wasting your time. 

J Philip Real Estate

Don't show without an appointment

 

  • J. Philip Faranda, Broker-owner, J. Philip Real Estate, LLC. 2010 Vice President, Westchester-Putnam Multiple Listing Service. 
  • Read my short sale blog here
  • J. Philip Serves Briarcliff Manor, Ossining, Croton, the River Towns, Westchester County, and the bedroom counties of New York City.
  • Free MLS Search! Register for a Free Listingbook account and search the MLS like an agent. 
  • I'm hiring agents
  • Agents: Subscribe to the 40 Somethings Group. Reach Phil at (914) 723-8900.

J Philip Real Estate
All content/images, unless noted, are the property of J. Philip Faranda & may not be used without permission

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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The Start of FHA Changes for Investors ~ Northern Nevada Real Estate Talk

The Start of FHA 2010 Changes for Investors

~  90 Day Seller Acquisition Rule Change ~

New American Mortgage

The following is an explanation of the changes that are taking place in the FHA mortgage world. My good friend Nick Parino with New American Mortgage helped with the following explanations that should help answer your questions.

For one year until 2/1/2011, FHA is removing the 90-day seller acquisition requirement on properties.  This move is to keep FHA buyers' purchase offers from being denied due to the seller's brief period of ownership.  It may also help the sellers from the expense of holding the property and potential vandalism associated with allowing the property to sit vacant for 90 days.

Investing

This takes effect 2-1-10 for the next year.  Lenders will be required to ensure that the property is not part of a ‘flipping' scheme which sales the property at inflated price to unsuspecting borrowers.  If the property has had change of ownership within 90 days of the FHA borrower's purchase, the transaction must meet the following requirements.

1.       Transactions must be arms-length, with no identity of interest between the borrower, seller, or  other party in the transaction.

2.       When sales price of the property is 20% more than the seller's acquisition costs, the lender must:

            a.       Provide supporting documentation

            b.       Order an inspection and provide it to buyer

3.       This 90 day exception is limited to forward mortgages, and does not apply to Home Equity Conversion Mortgage purchase program.

Up-Front Mortgage Insurance Premium (UFMIP) Increase

As expected, HUD will increase the cost of their UFMIP on purchase and all refinance transactions from 1.75% to 2.25% effective on case numbers order as of 4-5-2010 per Mortgagee Letter 2010-2.  Some of the UFMIP increase to the annual MIP will shift to the annual MIP which is paid monthly over the life of the loan.  This increase will allow HUD to increase their capital reserves requirements to support the loans they have insured. 

This change will increase the payment on a $200,000 loan about $6 per month. 

FICO Requirement Changes

FHA is requiring the borrower to have a FICO score of 580 to allow the 3.5% down payment requirement.  If they have less than a 580 FICO, the borrower is required to have 10% down payment from their own funds.  This may not be a big issue in our industry, as most lenders were not allowing a FICO less than 620

Reduction for Allowable Seller Concessions

 To reduce the level of exposure to FHA with sellers inflating sales price to accommodate high seller concessions, the 6% seller concessions has been reduced to 3%.  This is scheduled to go into effect this summer.

  If you are looking for an investment property here in Northern Nevada, now is a good time to start your home search. I can help you find  a home or several homes that meet your criteria. If you are looking for a lender in the Reno and Sparks Nevada areas, Nick Parino with New American Mortgageis someone with a lot of experience that can help you decide if investing is right for you.

The Start of FHA Changes for Investors ~ Northern Nevada Real Estate Talk

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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Reno Nevada Market Report December 2009

              Reno Nevada Market Statistics for December 2009     

     Reno Nevada Market Report

Here are your market statistics for single family homes sold in Reno, Nevada for December 2009:

Sold = 240

Average Sold Price = $233,431

Days on the Market = 132

There were 240 sinlge family homes sold in Reno, Nevadaduring the month of December 2009. Out of the 240 that were sold, 85 homes were bank owned/foreclosures and sold at an average price of $185,000. These homes on lasted on the market 88 days. We saw many bank owned properties list at lower prices, receive multilple offers that resulted in a higher sold price.

There were 65 short sale properties that closed during December. The average sold price was $239,000 and these properties took an average of 203 days to close. It is easy to see why the bank owned properties were receiving multiple offers, they were selling at lower prices and taking half the time to close.

 

Current Reno, Nevada single family residence listings:

Active = 1818

Available = 962

No Special Conditions = 574

Bank Owned = 100

Short Sale = 288

If you are looking to buy a home in Reno, Nevada this year, it is important to decide what type of property you are interested in before you start your home search. With 1818 properties showing active in the Northern Nevada Regional Multiple Listing Service there are only about half of those that are actually available to you.

This reports show you the length of time it has taken homes to close. If you are looking for a Nevada foreclosure, you will want to consider choosing more than one property to buy. Many investors, buyers are making offers and a lot time your offer will not be chosen. You will then need to look for another property to make an offer on.

If you are interested in purchasing a short sale, you must be willing to wait sometimes up to 6 months for receive an approval for a third party. Many buyers find this wait process very frustrating. Not knowing when they will be in their new home,  and not knowing what the interest rate will when once your offer is approved,  be is not for everyone.

If you need help buying or selling your home in Reno, Nevada, finding the right Realtor can help make your real estate process simpler. Knowing what the Reno, Nevada real estate market is doing from month to month,  day to day, is key in being a successful buyer or seller. 

 Let me help you with your home buying or selling process. Visit my web site at www.servingrenoandsparks.com  to find different Northern Nevada neighborhoods might interest or sign up for a free LisitingBook account so you can search Northern Nevada properties at www.sellingrenoandsparks.listingbook.com.

 

Please remember the numbers in this market report are derived from the NNRMLS and are believed to be accurate, but they are not guaranteed!

 

Reno Nevada Market Report December 2009 

 

 

 

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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Attention Investors: HUD announces it is lifting the 90 day resell restrictions.

Great news for investors! HUD is lifting the 90 day resell "no flipping" restrictions.

Via Palm Coast/Flagler County Real Estate Martin Collins & Kristi L. Ross (Prudential Warren Real Estate):

Surprising move by HUD ~ U.S. Department of Housing and Urban Development on Friday.

  For those of you familiar with the restriction on flipping real estate in less than 90 days, this may be welcome news for you. With certain restrictions, FHA currently prohibits the insurance of a mortgage on a home owned by the current seller for less than 90 days..well that is changing as of February, 1 2010 according to HUD's website. An announcement put out on Friday January 15th, 2010 by HUD may indicate just how dire the foreclosure situation  going forward may really be.  In addition to the temporary lift of the 90 day restriction in many purchases, Secretary Donovan announce $2 billion in Neighborhood Stabilization Program Grants to communities in an effort to assist with the fight against the effect of vacant and abandoned properties.

"FHA borrowers, because of the restrictions we are now lifting, have often been shut out from buying affordable properties," said FHA Commissioner David H. Stevens. "This action will enable our borrowers, especially first-time buyers, to take advantage of this opportunity."

The waiver will take effect on February 1, 2010 and is effective for one year, unless otherwise extended or withdrawn by the FHA Commissioner. To protect FHA borrowers against predatory practices of "flipping" where properties are quickly resold at inflated prices to unsuspecting borrowers, this waiver is limited to those sales meeting the following general conditions:

  • All transactions must be arms-length, with no identity of interest between the buyer and seller or other parties participating in the sales transaction.
  • In cases in which the sales price of the property is 20 percent or more above the seller's acquisition cost, the waiver will only apply if the lender meets specific conditions.
  • The waiver is limited to forward mortgages, and does not apply to the Home Equity Conversion Mortgage (HECM) for purchase program.
This is very interesting news indeed.  So if you are a property investor who has been scarred away from buying distressed properties because of the 90 day resale restriction, may be time to be looking at property again. Read the Full HUD announcement here

Click to Read more and find out how you can get this amazing free iPhone Real Estate Search App FREE

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REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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New Good Faith Estimate of Closing Costs

Here is a simple, clear and very useful explanation of the New Good Faith Estimate of Closing Costs for those buyers! This was created to help protect buyers and inform them of what needs to be brought to the table at closing. As a buyers agent you should be aware that the rules have changed and you should be able to explain them to your buyers.

The following post was written by Ruth Vogtof Littleton, CO

Via Ruth Vogt (LMB#100023827) WR Starkey Mortgage:

New Good Faith Estimate of Closing Costs

Sometimes the hardest part about having new forms is that, well, it's NEW! It's DIFFERENT! We have to create new scripts to EXPLAIN it so that our clients can UNDERSTAND it. But first... WE have to understand it.

So here are just a few points regarding the new Good Faith Estimate that I hope will help with that.

First, we have to recognize the old Good Faith Estimate was really an estimate focused on how much the BUYER needed to bring to closing and how much they would have to pay monthly.

Now, we have an estimate of closing costs related to the mortgage REGARDLESS of who pays! No credits offsetting, just a disclosure of the expenses. Let's do a simple down and dirty comparison of then vs now to help get my point across.

For the purpose of ease, we'll pretend we have an FHA loan with a sales price of $100,000.00. Here are the other details for my example:

  1. The buyer is putting minimum down of 3.5%, or $3,500.
  2. Buyer has put $1,000 earnest money down.
  3. We'll pretend the total closing costs and prepaids are about $4,000 and the seller is going to pay them.
  4. And of course, on an FHA loan we have upfront mortgage insurance of 1.75% off the base loan amount, or about $1,700, which is rolled into the loan.

The old Good Faith Estimate, which was created just for the buyer's information, the amount required for closing would show:

  1. Closing costs and prepaids being paid by seller, which would show the credit for the buyer.
  2. Mortgage insurance of $1,700 would be added to the mortgage, which would also be credited.
  3. Leaving basically the down payment of $3,500, less the earnest money deposit, or $2,500.00

With the new Good Faith Estimate, there are no credits reflected. It is merely a reflection of ALL costs associated with the transaction regardless of who is paying them. Bottom line is going to look like this:

  1. Closing costs of up to $4,000
  2. Mortgage insurance of $1,700
  3. Down payment of $3,500
  4. NO CREDITS, so bottom line will be a total of the above, or $9,200.00.

The buyer isn't paying any more or any less. It's simply an explanation of all costs that need to be taken into consideration on that transaction.

Will this leave the buyer confused? Yes, UNLESS we redirect our attention to the residential loan application, known as the 1003! That form does, in fact, give a total monthly payment AND breaks down what amount the buyer will need for closing. Let me show you specifically where to look.

Page 4, Section VII:

 

 

 

 

Notice the credits given for seller paid fees

Earnest Money 

 

 

and MIP financed

Leaving what the Buyer needs for closing

 

And while we're looking at the 1003, we can also see the estimated TOTAL monthly payment on Page 2 of the application, Section V:

So, just change your scripts!

  1. The GOOD FAITH ESTIMATE is a reflection of ALL costs regardless of who pays what.
  2. For the total monthly payment and cash required at closing, look at the Residential Loan Application, referred to as the 1003, Sections V and VII.

Remember, your first time homebuyers have never seen the old GFE, so they don't know the difference. Don't dwell on the change, just focus on new scripts to help your buyer best process the information disclosed in the formats we are required by law to use.

Views and opinions expressed on this site are not necessarily those of WR Starkey Mortgage.

  Ruth Vogt Colorado Mortgage Lender

 Ruth Vogt, Branch Manager

   Colorado LMB #LMB100023827

   www.MyLenderOfChoice.com

   rvogt@wrstarkey.com

 

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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Your Google Profile Page ~ Do you have one yet?

Have you set your up Google Profile page? I just set mine up today and it was pretty easy to do. I am not sure why it took me so many months to finally do so. Here are a few things you might want to know about Google Profile Pages:

What is a Google profile page?

A Google profile page is a personal page set up on Google, you have to have a gmail account, that allows you to add  and link your personal websites, blogs, networking accounts such as Twitter, Facebook, LinkedIn and your company web site. You have control over what you add to you profile.

A profile is just another way to get your name out there to help people find you and your business.

How do you create a Google Profile page?

Go to Google.com/profile. Click "create an account" and follow the instructions. You will be asked to sign in with your Google account. If you do not have one, you will need to set one up.

There will be information boxes for you to fill in. Answer as many or as few as you like. Keep it personal or professional, it is all up to you. You have control over what visitors see or don't see.

When you have finished, click the create button and you should be good to go. You can edit your Google profile page anytime. Simply click on edit and make or add any changes you desire. It is that simple! So what are you waiting for, set up your Google profile page and help those future clients find you today!

Your Google Profile Page ~ Do you have one yet?

 

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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Reno Nevada Short Sale ~ 1012 Crown View Reno NV 89523 ~ No Longer Available

1012 Crown View Drive, Reno Nevada 89523 is now under contract!

1012 Crown View

However, if you are interested in buying a home in a newer northwest Reno neighborhood, you may want to consider viewing one of these active listings:

X~X~X~X~X~X~X~X~X

1000 Crown View Drive, listed at $225,000

1245 Silver Crest Circle, listed at $230,000

1023 Crown View Drive, listed at $248,000

1005 Crown View Drive, listed at $254,000

X~X~X~X~X~X~X~X~X

 The homes mentioned here  are located in northwest Reno in the Grand Summit Development.  Grand Summit is located just off Interstate 80 and McCarran Blvd.  Northwest Reno is a beautiful area with lots of open terrain, great for mountain biking, shopping, restaurants and close proximity to ski resorts. Many folks fall in love with this area because of the surrounding mountains and awesome city views.

Schools located in northwest Reno, Nevada attend schools in the Washoe County School District. Elementary aged children, K thru 5,  are zoned for Sarah Winamucca Elementary, junior high aged children, grades 6 thru 8th grade,  are zoned for Bullinghust Middle School and high school kids are zoned for McQueen High School.  ~ The McQueen Marching Band  was one of only 11 High School bands (22 total bands) that  participated in the 2009 Tournament of Roses Parade. They also performed at Disneyland and a field show at Band Fest. ~

 If you are looking to buy or sell a home in Reno or Sparks, please feel free to call me to talk about your options. If you would like to search for homes on the MLS, please visit my Listing Book web site and set up your free account.

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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Sparks Nevada Market Report For December 2009

Here are your market statistics for single family homes in Sparks, Nevada for December 2009:

Sold = 143 Single Family Homes

Average Sold Price = $175,000

There were 143 single family homes sold in December 2009. During the month of December 2009, there were 144 single family homes sold and in November 2009, 142 single family homes were sold.

The average sold price in December  was $175,000, down just $2,000 from November. The average sold price of a single family home during October was $187,000. The average number of days these homes were on the market was 117 days.

Bank Owned Sold Properties = 52

Average Bank Owned Sold Price = $162,000

Out of the 143 single family homes that sold during December 2009, 52 were bank owned and sold for an average price of $162,000 while spending an average of just 75 days on the market.

Short Sale Properties Sold = 44

Average Sold Short Sale Price = $165,5000

There were 44 short sale properties sold (homes that required third party approvals) during December. The average sold price of a short sale property was $165,500 and spent an average of 167 days listed in the Northern Nevada Regional Multiple Listing Service.   The average sold price of a short sale during the month of November 2009 was $170,127.

Out of the 143 single family homes that were sold in December 2009, only 47 were sold without special conditions. The other 96 homes sold were either bank owned or required third party approval. These numbers show us the current real estate market in Sparks, Nevada are still being influenced by these special conditions. As long as this happens, I believe we will continue to see a decline in the home prices of single family homes.

Currently Listed = 775 Single Family Homes in Sparks Nevada

Currently Available = 363

Average List Price = $189,000

If you are looking for a home in Sparks, Nevada, currently we have 775 single family homes listed for sale. Keep in mind  only 363 are available and active. All other active  single family listings are pending short sale approval or loan approval.

If you are looking for a bank owned property or a foreclosed property in Sparks, Nevada, we have 40 active single family bank owned properties with an average list price of $154,9000.

If you are looking for a short sale property, one that requires a third party approval and will not close quickly, you will find at least 182 currently listed for sale in the Northern Nevada Regional MLS. The average Price of one these properties is $170,000.

Please remember the numbers in this market report are derived from the NNRMLS and are believed to be accurate, but they are not guaranteed!

Sparks Nevada Market Report For December 2009

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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January Is National Radon Action Month ~ Nevada Home Owners Get Radon Test Kits

Have you tested your home for Radon? Do you know what Radon is? Most people have no idea that Radon is present in many homes, not only in Nevada, but in homes all across the country, and is the leading cause of lung cancer among nonsmokers. Radon is responsible for about 21,000 lung cancer deaths every year and that is why the EPA (Environmental Protection Agency) has proclaimed January National Radon Action Month.

What is Radon? Radon is a naturally occurring radioactive gas that has no odor, color or taste and is produced by the breakdown of uranium in soil, rock and water. Uranium is found in all soils and in rocks such as granite. As uranium decays, it turns to radon gas that then moves through the atmosphere and can enter your home. When trapped indoors it accumulates to harmful levels that when you are exposed to, can cause lung cancer over time.

During winter months, most homes are closed up and radon gets trapped inside. That is why the EPA proclaimed January National Radon Action Month. If your home has the radon gas present, it will most likely be at its highest levels during the cold, winter months. A good time to test your home for radon is now.

Since you cannot see or smell radon, special equipment is needed to detect its presence. Test kits are commercially available and can be purchased and used by the homeowner without having to call someone to do it for you.

To obtain a low cost test kit and to find out more about radon, you can call the Radon Hot Line at 888-723-6610.  Nevada residents can contact the Nevada State Health Division by calling 775-687-7531 or 775-687-7536.

 Some counties in Nevada are offering radon test kits for free while some counties are offering the test kits for only $5.00. To find out how to get your radon test kit you can visit the Nevada Radon Education Program Web Site at www.unce.unr.edu/radon or call the Radon Hot Line at 888-RADON10 (888-723-6610).

**Washoe County Residents can receive a FREE radon test kit by going to the Cooperative Extension Office located at 5305 Mills Street, Reno, Nevada 89502.**

Call the Nevada State Health Division at 775-687-7531 for radon test kit information.

 January Is National Radon Action Month ~ Nevada Home Owners Get Radon Test Kits

 

 

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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Carson Valley Real Estate - Home Sold in December 2009

Here is a look at what the December Carson Valley Real Estate Market looks like from a terrific Carson Valley Real Estate agent by the name of Christianne Gordon!  From her report you can see the number of homes sold in December and for the 2009 year increased from the previous month and year! Let's hope 2010 will continue to see the number of homes sold increase.

Thank you Christianne for this market update!

Via Christianne Gordon, REALTOR®, e-PRO CDPE Carson Valley Real Estate Specialist (Carson Valley Homes and Land - RE/MAX Realty Affiliates):

Carson Valley Real Estate - Homes Sold in December 2009

Carson Valley Real Estate

We had 48 homes sell in the Carson Valley in December 2009, compared to 38 sales in December 2008. We ended the year on a high note with a higher than historical average of home sales in December 2009. We ended the year with 557 sales for all of 2009, substantially higher than the 474 sales in all of 2008. Indicators show that our market has moved through the low point in sales volume. When volume begins to pick up, elementary economics will show that price appreciation typically follows. We'll continue to watch 2010 trends closely to see if this indeed is the case in the Carson Valley.

Here is a snapshot of our market indicators for December:

  • 48 homes sold
  • Median asking price is $251,000
  • Median selling price is $251,000
  • Average days on market is 143

The median asking and selling price for Carson Valley Real Estate was EXACTLY the same in December. What does this mean? It means that buyers and sellers are exactly aligned when it comes to asking and selling prices. Barring any unforeseen market shake-ups (like a glut of bank owned foreclosures being thrown on the market) it appears that we have officially stabilized and modest appreciation will begin to occur in homes priced under the median of $251,000.

So what is the absorption rate for the Carson Valley?

  • There are 388 homes available for sale in the Carson Valley as of 1/4/2010
  • 48 homes sold in November
  • 388/48 = 8.08 months of inventory

The absorption rate has remained essentially the same in December when compared to the previous month. As of January 4, 2010, we have 84 homes under contract in the Carson Valley. Of the 84 homes under contract, 43 are pending short sales and 19 are bank owned properties.

Of the 388 homes on the market, 43 are bank owned, 53 are short sales, and an additional 3 are Subject to Court Approval. That means that 25% of our market is distressed.

 (Data provided courtesy of the Northern Nevada Regional Multiple Listing Service and excludes manufactured and shared ownership housing for Area 300, known as the
Carson Valley which includes Gardnerville, Genoa, Minden, Indian Hills area of Carson City, China Springs, Spring Valley, Topaz Ranch Estates and outlying areas.)
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About The Author

Christianne Gordon, REALTOR®, CDPE, SFR is a Northern Nevada Real Estate Specialist that can assist you with the purchase or sale of real estate in Gardnerville, Minden, Genoa, Carson City, Dayton, and Reno/Sparks

To search all available homes for sale in the Northern Nevada area, please visit GreatNevadaHomes.com or contact us for a FREE ListingBook account!

Carson Valley Real Estate  Carson Valley Featured Listings  NevadaHomes Listingbook Account

__________________________________________________________________________________________________

REALTOR®

Certified Distressed Property Expert (CDPE)
Certified Default Resolution Specialist (CDRS)
Short Sales & Foreclosure Resource ~ Certified (SFR)

Ferrari-Lund Real Estate

775.846.5424

 

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